WARNING - Your Mortgage Renewal May Not Be In Your Best Interest…

Dear Homeowner, 

Why did I include a copy of a Canadian $50.00 bill to the top of this letter. 

Well there are 2 reasons… 
    1. What I’m about to tell you involves you saving thousands of dollars on your up and coming mortgage renewal. 
    2. If we can’t help you we will email you $50.00 Cash!*

Here's what it's all about:

Bank mortgage rates are incredibly low right now as I’m sure you are aware and if you haven’t noticed some rates are starting to rise.

Did you know that many lenders don’t offer the same low rates a new borrower would receive to their existing borrowing clients when it comes time for their renewal. I agree it makes no sense at all. 

You make each and everyone of your payments on time as agreed. Cause zero friction in the lending system ultimately printing them money only to be potentially duked on your renewal!  

Truth be told there are stats that talk 8 out of 10 mortgage renewals get signed at a mortgage rate up to a .85% of a percent higher than the going rates. You can also calculate it as up to 23.81% higher than the going rates for new borrowers on the same day!

Thats right even if you have perfect credit, years of impeccable payment history. It doesn’t matter with select Canadian lenders you are more of a number to them than you are a name. Driving the lending business to more about making money vs making friends. 

Well we are here to change the playing field for you and the best part is we don’t make a cent unless we can prove to you that we have saved you money!

We know which lender is offering the best rates, which promotions are showing up and where we can save you several thousand of the next 1-5 year terms. 

                                   We also know the lenders that typically over charge on their renewals.

Our offer for you is that we will reverse engineer your renewal to where you are a name and not a number. Crunch the math and come up with a savings for you or not.

You maybe thinking I’m kidding that the bank will not treat you equally as your mortgage renewal comes up. You may have a lender that would prefer to take chances on losing you as a borrower in order to receive bumped renewal rate to increase their bottom line. 

You know why I love mortgages. Because they involve numbers and math…. Math as you know doesn’t lie.

 It’s a simple you save or you don’t 

Call today and see for yourself as we unfold and expose your savings over a 15 minute renewal rate audit. We cover the general topics of borrowing and lending. Upon completion of our discovery chat you will walk away knowing if you are treated fairly by your lender or if you are about to be treated with more respect down the street and start saving. 

Even myself as a mortgage broker had to address my renewal on my own. My lender felt working my account as a stat would be better. I simply moved banks and received a better rate. In the end I’m up. How about you?
                     
Get yourself and your bank account ahead today… even if you have time until your renewal date. Rates are on the move again and the covid laws are starting to pass. More government regulations coming in effect to help cool the increasing real estate markets. Don’t hate yourself for missing out!

Run a test for yourself through our custom renewal rate bidder. We will ask you 6 general questions around your home value, existing mortgage and your financing goals...
  
In the end you will walk away either up a chunk of interest savings or you will sleep well knowing you have the best rate out there along with $50.00 cash to back it!

We put our money where our mouth is! 

Homeowners Mortgage Renewal Rate Guarantee 
We will E-transfer you $50.00 If you own an urban house Our guarantee to you is that we get your borrowing rate down by a min of 11% from your current lenders offer or we simply E transfer you $50.00 cash!*We are that sure you will save with us!
Homeowners Best Rate Guarantee
We offer a $500.00 Best Rate Money Backed Guarantee where if you find a rate better than what we have been able get you than we will match it and or give you cash!**
The Money Depot 
Mortgage renewal specialists
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